Cash loan America – Possible Collection and Advance Fee Loan Scams

Cash loan America – Possible Collection and Advance Fee Loan Scams

Note: “Advance America” Should Not Be Confused with Advance America, money Advance Centers of Washington, LLC, that is a Lender that is licensed in

The Washington state dept. of Financial Institutions (DFI) warns customers to never ever provide any nonpublic individual information, such as for example social safety quantity, charge card, or banking account information to virtually any specific, internet site, or business without first verifying their identity and permit status. Customers can see whether a services that are financial or person is correctly certified to conduct company within the State of Washington using the “Verify a License” function in the DFI’s website at Customers also can check permit status with all the Department of Licensing at

DFI has gotten reports of obvious frauds carried out by people claiming to express Advance America, money America, advance loan America, cash loan United States Of America, Speedy money, and Advance America pay day loans.

Many customers received telephone calls and/or emails from individuals claiming to represent cash loan America, money America, and Advance America pay day loans where in actuality the callers offered loans in return for upfront costs. Although a few customers never sent applications for a quick payday loan, the callers insisted which they had been calling to discuss the customers’ pay day loan applications. One customer stated that, whenever she declined to wire cash towards the caller, the caller threatened appropriate action against her. Some other customers paid the upfront charge but didn’t get the loan guaranteed. A minumum of one customer also received a loan that is similar via email.

Two customers reported getting a call from a person claiming to represent cash loan America. In one single instance, the buyer had been told they might be given a deposit and was instructed to get iTunes present cards and deliver them into the caller. The consumer complied with all the caller’s needs; nonetheless no loan ended up being supplied. Into the 2nd situation, the buyer had been told to shop for a Bing Enjoy present card from an area merchant to be able to show the customer could repay the mortgage. The customer bought a gift that is amazon rather if the customer suspected it may possibly be a scam. The buyer contacted the representative that is alleged the buyer recognized as Brian Jones. When she told Mr. Jones she bought a unique types of present card the buyer reported that Mr. Jones became extremely upset along with her.

A few customers had been contacted by individuals claiming that a debt was being collected by them owed to advance loan America, Advance America, or Speedy money. One customer reported receiving harassing that is multiple calls. The caller advertised that the customer owed a financial obligation for the 2007 cash advance but declined to produce just about any information regarding your debt. The customer stated that he would not sign up for any payday advances in 2007. A consumer received a text message demanding payment in another case. That customer stated that he never ever had a loan.

Two customers reported emails that are receiving people claiming to represent advance loan USA. The email messages suggested that the customers owed for a so-called financial obligation and had a need to spend instantly in order to prevent further action. Both customers reported never ever acquiring financing with advance loan United States Of America.

In 2 other cases that are separate customers received a message that stated the “Semrad law practice” could be managing the collection in the event that customer failed to spend funds. One e-mail reported it was from “Kristen Johnson” in the “Accounting Department,” as well as the other stated “Nik Ramon” in the “Settlement Department.”

An additional instance, a customer received a page that reported “Pacific Legal Group” will be managing the collection in the event that customer would not spend funds. The page threatened that a action that is civil recently been filed and unlawful action and wage garnishment is forthcoming in the event that settlement quantity had not been compensated instantly.


  • Pacific Legal Group, Computer (san francisco bay area, CA)Pacific Legal Group, Computer has furnished the statement that is following customers regarding their business tasks: “At the current time, Pacific Legal Group, PC doesn’t have customers in Washington State, but we do provide appropriate representation within the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, Computer doesn’t make any unsolicited phone calls to customers. All telephone calls made of our company likewise incorporate caller ID with your mail cell phone number: (415) 746-1470.”
  • Pacific Legal Group (Provo, UT)Pacific Legal Group has furnished the statement that is following customers regarding their company tasks: “Pacific Legal Group” based in Huntington Beach California is certainly not connected with Pacific Legal Group, a authorized d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah. Although the Huntington Beach company has utilized similar title, logo design, and font as Pacific Legal Group into the previous, Pacific Legal Group’s website referenced in all communication is Further, all interaction from Pacific Legal Group will additionally reference the Utah telephone number (801) 788-4122, while the workplaces in Utah. Furthermore, we usually do not typically do business collection agencies work.”
  • Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
  • Pacifica Law Group (Seattle, WA)
  • Pacific Legal Group (Bangkok, Thailand)

P.O. Box 1474 Huntington Beach, CA 92647

DFI cautions that unlicensed entities often participate in specific practices that indicate these are typically committing a fraud or Washington State that is otherwise violating legislation. For example, such entities frequently utilize non-business e-mail details (such as for example,, or other comparable easily obtained e-mail addresses) to send communication, threaten legal or criminal action if customers don’t respond instantly, or have many different typographical and spelling mistakes inside their communication to customers.

Nonetheless, from time to time, emails or letters from unlicensed entities participating in fraudulent task will include accurate private information, such as for example present or previous addresses, active telephone numbers, or social safety figures. The Department encourages customers whom get communications containing private information to contact their banks, credit-reporting agencies, therefore the personal protection management to make certain there isn’t any unauthorized task on the reports.

Commercial Collection Agency Laws

From you, the collection activity may payday loans near me be subject to the federal Fair Debt Collection Practices Act (FDCPA) if you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect. In the event that you be given a interaction from an event claiming that the financial obligation is owed, you need to request a “written validation notice,” which must are the number of your debt, the title for the creditor your debt, along with your liberties underneath the FDCPA. For those who have concerns regarding business collection agencies regulations, contact the Federal Trade Commission at 1-877-FTC-HELP, or on the web at

If somebody threatens to garnish your wages, contact your manager, or makes use of threatening, daunting, or language that is offensive report such actions to convey and federal regulators. See below for simple tips to contact the correct state and regulator that is federal.

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